Don’t put your home insurance at risk

Don’t risk invalidating your home insurance – here are some mistakes to avoid.

Leaving your home vacant for too long

Most insurers require you to inform them if your home will be unoccupied for more than 30 days.

Failure to declare business activities

If you work from home, notify your insurer of any business equipment and activity taking place in your home. You may need to take out additional cover.

Renovating your home without informing the insurer

Major renovations can change the value and structural integrity of your property, so your insurance may need to be updated accordingly.

Neglecting routine repairs

Claims can be rejected if properties are poorly maintained, so don’t get behind with regular maintenance tasks.

As with all insurance policies, conditions and exclusions will apply

2 January, 2025

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