Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

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15 July, 2024

Before the election, property experts Rightmove carried out a survey to ascertain what this new gove
Speed up housebuilding One of the top recommendations was making improvements to the housebuilding process1. Buyer demand has increased by 15% since 2019, but the number of available homes has not inc

12 July, 2024

Recent research has found that 52% of UK working parents do not have a financial protection policy i
Who is not insured? Interestingly, nearly two thirds (65%) of those without protection are in part-time work, while over half (56%) are self-employed and 39% are on zero-hours employment contracts. H

8 July, 2024

Research has revealed the least and most expensive cities to be a first-time buyer (FTB) in the UK.
Aberdeen came out on top as the cheapest, as a typical home costs £102,6011 (assuming that an FTB property has two bedrooms or fewer). The average monthly mortgage payment is £406 if the borrower ha