Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

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23 April, 2024

The start of the year showed promise for the housing market, as house prices are increasing month-on
Prices rose by 0.7% between December and January, bringing the average house price to £257,6561. The annual rate of growth is continuing to recover, albeit tentatively; in January, prices were down b

23 April, 2024

A survey has indicated that many young adults are ill-informed about insurance, as 53% of 18-40 year
Once critical illness insurance was explained to them, 4 out of 5 said they would consider it. This highlights a lack of awareness, which is perhaps due to the taboo surrounding death and illness; 21%

23 April, 2024

When buying a house, a property survey can seem like one more cost among many. But getting the right
A property survey helps you check that everything is up to scratch, makes you aware of any costs you may face further down the line and may help you negotiate a discount with the seller if problems ar