Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

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13 February, 2025

Life insurance is a vital safety net, yet misconceptions often prevent people from taking out protec
“It’s too expensive” Many believe life insurance is unaffordable, but policies are available for various budgets. Premiums can be surprisingly low, especially if you’re young and healthy. The

29 January, 2025

A study* has found that poor energy efficiency is costing households in England a total of £3.8bn i
Older generations are most affected, with 60% of over 65s living in energy-inefficient homes compared to 43% of 16 to 34-year-olds. This is partly due to a lack of awareness – over 65s are the least

23 January, 2025

Research* indicates that homebuying affordability has slightly improved in relation to income.
In the summer of 2022, the house price to earnings ratio reached a record high of 7.24. Since then, affordability has been slowly easing; in 2024, the average house price to earnings ratio went down t