Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

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21 October, 2024

Child-free households are 60% less likely to have relevant protection in place*, research has found.
Child-free families are on the rise, with 4.1m households in the UK not having children in their family unit. This has financial benefits, as child-free households have about £12,000 more disposable

18 October, 2024

A study has found that prospective buyers would improve the energy efficiency of their property in o
Green mortgages are on the rise, encouraging borrowers to make their homes energy-efficient by rewarding them with cashback or better interest rates. However, over half (51%) of future buyers did not

16 October, 2024

Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, accordi
  Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigat