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20 May, 2024

It was a disappointing Spring Budget for anyone looking to get onto the housing ladder. There was a
Just a few days ahead of the key fiscal event, the Chancellor had already scrapped plans for 99% loan-to-value (LTV) mortgages for first-time buyers following resistance from the banking community. Th

16 May, 2024

Eager home sellers got the year off to a good start before it had even begun, with over 10,000 prope
Sellers were not the only ones returning to the market – at the start of the year, buyer enquiries were up by 7% when compared with the same period in 2023. This translated into 16% more sales agree

13 May, 2024

In a survey of UK workers, 37% of respondents thought life insurance and income protection cost more
This is a significant oversight considering that 40% stated that affordability was key when deciding on a policy. Those surveyed estimated income protection to cost £35.20 per month, but the average

7 May, 2024

Having barely shifted since last autumn, many analysts expect that interest rates may start edging d
Time for a fall? Most analysts agree that interest rates have peaked but there is less consensus on exactly when they will start to drop.   One forecast1 has suggested that Bank Rate rates will

7 May, 2024

First time buyers (FTBs) seem to be struggling to get onto the property ladder independently, as 12%
Despite the government’s efforts to help FTBs with initiatives such as the First Homes scheme, some clearly need more help amidst the cost-of-living crisis. 69% of those who have become the ‘Bank

29 April, 2024

According to a recent report, over a third (*1) of homeowners do not have life insurance, thus poten
Why are so many people underprepared? Significant life events often prompt people to consider taking out insurance. However, marriage rates in the UK are declining and the average age of first-time b

23 April, 2024

The start of the year showed promise for the housing market, as house prices are increasing month-on
Prices rose by 0.7% between December and January, bringing the average house price to £257,6561. The annual rate of growth is continuing to recover, albeit tentatively; in January, prices were down b

23 April, 2024

A survey has indicated that many young adults are ill-informed about insurance, as 53% of 18-40 year
Once critical illness insurance was explained to them, 4 out of 5 said they would consider it. This highlights a lack of awareness, which is perhaps due to the taboo surrounding death and illness; 21%

23 April, 2024

When buying a house, a property survey can seem like one more cost among many. But getting the right
A property survey helps you check that everything is up to scratch, makes you aware of any costs you may face further down the line and may help you negotiate a discount with the seller if problems ar