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21 March, 2025

Two-thirds (64%) of self employed and hourly contracted employees, who don’t have life cover are w
A quarter of this demographic, said that they could not afford life insurance. When asked what worried them most about being unprotected, 16% expressed concern that their loved ones would not be able

19 March, 2025

Last October, mortgage approvals exceeded expectations and reached the highest level since August 20
Liz Truss’ ‘mini budget’ in September 2022 caused mortgage approvals to plummet. Since then, the housing and mortgage markets have been slowly recovering, with the Bank of England tentatively re

17 March, 2025

Life insurance provides vital protection but as your circumstances change, so too should your cover.
Marriage Getting married often means having joint financial commitments with your spouse. You might need a higher level of cover to ensure that your partner will be supported if you are no longer arou

14 March, 2025

Getting life insurance is a way to prepare for the worst and to protect what matters most to you.
Workers in the UK are facing a ‘life insurance equality gap’, according to research1. The life insurer’s survey reveals just 50% of salaried workers have taken out life insurance, while just 33%

12 March, 2025

A new survey from the Environment Agency suggests one in four properties in England are in areas at
The Environment Agency surveyed 25 million homes in England to assess their flood risk. It believes 4.6 million properties are in danger of flooding from surface water, an increase of 43% from its pre

10 March, 2025

UK mortgage rates in the spotlight as economic factors suggest rates could rise again.
Hopes that the Bank of England would significantly lower interest rates in 2025, leading to cheaper mortgages, now seem less likely, thanks to global bond market sell-offs and Labour’s Budget leadin

7 March, 2025

Have first-time buyers left it too late to pay lower Stamp Duty? It would appear so.
At present, first-time buyers pay no Stamp Duty when buying a home worth £425,000. However, from 1 April, Stamp Duty thresholds will return to pre-2022 levels, meaning the tax-free threshold for firs

5 March, 2025

The Office for National Statistics (ONS) reported UK house prices increased by an average of £10,00
In England the average house price increased by 3% year-on-year to £309,000. The highest regional increase was in Northern Ireland, where prices rose by 6.2% to £191,000. In Scotland, prices rose by

3 March, 2025

Demand for health insurance, income protection and life insurance will increase in 2025, according t
For income protection, 51% of advisers expect demand to grow, with 31% anticipating no change and 18% predicting a decline. Similar trends were evident for life insurance, with 44% of advisers expecti