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9 September, 2024

Following Labour’s landslide election win, much of the nation is waiting to find out what is in st
Delivery of new homes In Labour’s manifesto, a pledge to build 1.5 million new homes over the next Parliament was made. To make this possible, Angela Rayner announced that the nation’s new mandato

20 August, 2024

As the UK adjusts to the aftermath of the General Election, many will be wondering what this means f
Undeterred buyers In a survey carried out before 4 July, 95% of prospective buyers said that their moving plans were unaffected by the election. This is reflective of activity seen around previous UK

15 July, 2024

Before the election, property experts Rightmove carried out a survey to ascertain what this new gove
Speed up housebuilding One of the top recommendations was making improvements to the housebuilding process1. Buyer demand has increased by 15% since 2019, but the number of available homes has not inc

12 July, 2024

Recent research has found that 52% of UK working parents do not have a financial protection policy i
Who is not insured? Interestingly, nearly two thirds (65%) of those without protection are in part-time work, while over half (56%) are self-employed and 39% are on zero-hours employment contracts. H

8 July, 2024

Research has revealed the least and most expensive cities to be a first-time buyer (FTB) in the UK.
Aberdeen came out on top as the cheapest, as a typical home costs £102,6011 (assuming that an FTB property has two bedrooms or fewer). The average monthly mortgage payment is £406 if the borrower ha

3 July, 2024

Many people in their 30s and 40s might be slipping through the net when it comes to protection, as r
Do you need a higher level of cover? If you have children who are dependent on you and your financial stability, simply covering your outstanding mortgage, won’t be enough cover. You also need to c

25 June, 2024

If you are hoping to buy a new home soon, it’s never too early to start preparing – get yourself
Work on your credit score Mortgage lenders will scrutinise your credit report to determine whether you can meet the monthly payments – the higher your score, the more likely it is that your appl

14 June, 2024

Do you have pets? If so, is your home sufficiently insured against potential damage?
It’s not just pet insurance you need to think about, as a survey has highlighted a common misconception that destruction caused by pets will always be covered by home insurance1. In reality, it depe

14 June, 2024

Getting onto the property ladder has always been a challenge, but perhaps even more so at the moment
Managing monthly payments Higher mortgage repayments are a particular barrier to homeowning; between March 2022 and November 2023, the average mortgage rate for FTBs increased from 2.2% to 5.6%2. To m