Don’t get caught out in the storm

It is no secret that the UK’s weather can be unpredictable and, at times, unpleasant. And with climate change making extreme weather ever more extreme, there is plenty more wild weather in store. How can you protect your home?

Storms ahead 

After three gales in February 2022, UK households made 170,000 insurance claims*, with insurance firms paying out £473m to support affected homes, highlighting the disruption that weather events can cause – and the importance of having protection in place. 

 

Protection is key 

In 2024, storms Minnie, Olga and Stewart are all expected to hit. Before they do, simple measures like putting away garden furniture and firmly shutting windows can help prevent damage. 

 

The key step, though, is having suitable home insurance. Many policies cover some level of storm and wind damage, however there are limitations. Most insurers have an official definition of a storm based on a certain speed the winds need to reach. 

 

What is covered? 

Most home insurance will cover you in the event of wind and water damage, sewer back-up, roof damage and loss of power. Not all policies protect against damage to hedges, gates or fences.  

 

For advice on getting suitable cover in place, get in touch. 

  

As with all insurance policies, conditions and exclusions will apply 

 

*ABI, 2023 

8 January, 2024

More news

15 April, 2024

Only 2 in 10 UK homeowners have income protection (1), even though it’s likely to be needed at som
Don’t rely on savings or sick pay With income protection, you wouldn’t need to use savings if you were off work. Besides, 42% of working adults think their savings would only last them for up to

9 April, 2024

Getting onto the property ladder continues to be a challenge for younger generations, as 63% of firs
The cost of buying a home is significantly more expensive than a decade ago for the average FTB, who is 32 years old. For those purchasing their first home, deposits are an average of 67% higher than

4 April, 2024

Death rates are still higher than pre-pandemic¹ levels, yet 48% of adults aged 18-40 do not have li
  Research has found that, in Great Britain, a premature death can cost surviving family members an average of £195,475 over the course of ten years2. These estimates are based on the hypothetic