Don’t invalidate your home cover

Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, according to a survey.

Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigate the chances of a break-in.

Other ways you risk invalidating your home insurance include:

Not maintaining your property (e.g. checking for damp and clearing gutters)
Carrying out significant building work without notifying your insurer
Using your home as a business without telling the insurer
Not updating your insurer about a change in circumstances, such as – more or fewer people living at home).

As with all insurance policies, conditions and exclusions will apply

^*Aviva, 2024

16 October, 2024

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