Don’t put your home insurance at risk

Don’t risk invalidating your home insurance – here are some mistakes to avoid.

Leaving your home vacant for too long

Most insurers require you to inform them if your home will be unoccupied for more than 30 days.

Failure to declare business activities

If you work from home, notify your insurer of any business equipment and activity taking place in your home. You may need to take out additional cover.

Renovating your home without informing the insurer

Major renovations can change the value and structural integrity of your property, so your insurance may need to be updated accordingly.

Neglecting routine repairs

Claims can be rejected if properties are poorly maintained, so don’t get behind with regular maintenance tasks.

As with all insurance policies, conditions and exclusions will apply

2 January, 2025

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House prices returned to growth in 2024, as half of the UK’s housing stock increased in value by a

Last year, 15 million homes in the UK rose in price by at least 1%, with 6.9 million increasing by £10,000 or more. Nearly six million homes stayed at broadly the same price, with a minimal change of

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Homeowners in the UK may have noticed that their home insurance premiums have significantly increase

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From 1 April, fewer than 1 in 10 homes will be Stamp Duty free for buyers*.

Stamp Duty thresholds are reverting to previous levels in April, so buyers will soon pay more tax on their house purchases. First-time buyers (FTBs) currently do not pay Stamp Duty on homes up to £42