Home insurance against accidents

Of 76,518 claims made last year, accidental loss or damage at home, accounted for more than a quarter.

Accidental damage and escape of water are the most common home insurance claims*.

While we often think of threats like theft or fire, this research reveals that more home insurance claims result from clumsiness than malice. Of 76,518 claims made last year, accidental loss or damage at home, which can include everything from staining a carpet to drilling through a pipe, accounted for more than a quarter. 

 

Escape of water made up another quarter of claims, while outside threats like storm damage (13%) and theft (7%) were much less common. 

 

However careful you are, accidents happen. When damage occurs, having the right home insurance in place provides crucial peace of mind. We can help you find the best protection for your needs. 

 

As with all insurance policies, conditions and exclusions will apply 
 

* GoCompare, 2023 

11 December, 2023

More news

13 February, 2025

Life insurance is a vital safety net, yet misconceptions often prevent people from taking out protec
“It’s too expensive” Many believe life insurance is unaffordable, but policies are available for various budgets. Premiums can be surprisingly low, especially if you’re young and healthy. The

29 January, 2025

A study* has found that poor energy efficiency is costing households in England a total of £3.8bn i
Older generations are most affected, with 60% of over 65s living in energy-inefficient homes compared to 43% of 16 to 34-year-olds. This is partly due to a lack of awareness – over 65s are the least

23 January, 2025

Research* indicates that homebuying affordability has slightly improved in relation to income.
In the summer of 2022, the house price to earnings ratio reached a record high of 7.24. Since then, affordability has been slowly easing; in 2024, the average house price to earnings ratio went down t
Web Design Derby - Frogspark Privacy Policy Cookie Policy Modern Slavery Policy