Home insurance against accidents

Of 76,518 claims made last year, accidental loss or damage at home, accounted for more than a quarter.

Accidental damage and escape of water are the most common home insurance claims*.

While we often think of threats like theft or fire, this research reveals that more home insurance claims result from clumsiness than malice. Of 76,518 claims made last year, accidental loss or damage at home, which can include everything from staining a carpet to drilling through a pipe, accounted for more than a quarter. 


Escape of water made up another quarter of claims, while outside threats like storm damage (13%) and theft (7%) were much less common. 


However careful you are, accidents happen. When damage occurs, having the right home insurance in place provides crucial peace of mind. We can help you find the best protection for your needs. 


As with all insurance policies, conditions and exclusions will apply 

* GoCompare, 2023 

11 December, 2023

More news

15 April, 2024

Only 2 in 10 UK homeowners have income protection (1), even though it’s likely to be needed at som
Don’t rely on savings or sick pay With income protection, you wouldn’t need to use savings if you were off work. Besides, 42% of working adults think their savings would only last them for up to

9 April, 2024

Getting onto the property ladder continues to be a challenge for younger generations, as 63% of firs
The cost of buying a home is significantly more expensive than a decade ago for the average FTB, who is 32 years old. For those purchasing their first home, deposits are an average of 67% higher than

4 April, 2024

Death rates are still higher than pre-pandemic¹ levels, yet 48% of adults aged 18-40 do not have li
  Research has found that, in Great Britain, a premature death can cost surviving family members an average of £195,475 over the course of ten years2. These estimates are based on the hypothetic