Life cover and your mortgage – hand in hand

• Life insurance provides a safety net. A payout can pay off the remaining mortgage balance, ensuring that your loved ones can stay in their home without the burden of mortgage payments 
• Knowing that your family will have a roof over their heads brings invaluable peace of mind, ensuring that your home remains a place of security and comfort 
• Premiums can be surprisingly affordable, especially when you’re younger and healthier. Securing a policy early on means you can get a lower rate and possibly make cost savings over the life of your loan 
• Many lenders require borrowers to have life insurance as part of the mortgage agreement to ensure their investment is protected 
• There is a choice of options, term; whole life; and critical illness cover. Tailoring your policy to your specific needs and budget is a smart financial move. 

Taking out life cover is an investment in your family’s security and a responsible financial decision that every homeowner should consider. So, talk to us. 

As with all insurance policies, conditions and exclusions will apply. 

Your home may be repossessed if you do not keep up repayments on your mortgage.