Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

duty-house-icon duty-clipboard-icon

28 March, 2025

Homeowners in the UK may have noticed that their home insurance premiums have significantly increase
Regional differences Some regions have been harder hit than others, with Londoners experiencing the biggest hike in their home insurance premiums**. For homeowners in the capital, the average home in

26 March, 2025

From 1 April, fewer than 1 in 10 homes will be Stamp Duty free for buyers*.
Stamp Duty thresholds are reverting to previous levels in April, so buyers will soon pay more tax on their house purchases. First-time buyers (FTBs) currently do not pay Stamp Duty on homes up to £42

24 March, 2025

Are you considering making mortgage overpayments? Here’s what to consider.
If you can afford it, there are many advantages to overpaying your mortgage, such as: Becoming a step closer to being mortgage-free Reducing the amount of interest you owe Lowering your loan-to-value
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