Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

18 November, 2024

Recent data has highlighted the effectiveness of the government’s mortgage guarantee scheme*.

In April 2021, the Conservative government launched its mortgage guarantee scheme ‘to support a new generation in realising the dream of home ownership’ 2. Between 2021-2023, over 1.13 million mor

14 November, 2024

In Q2 of this year, property insurance payouts reached the highest figure since records began in 201

Homeowners and businesses are continuing to reap the benefits of having protection, as insurance companies paid out £1.4bn in claims between April-June 2024 – a 5% quarterly increase. The average h

11 November, 2024

Being mortgage-free is an aspiration held by many homeowners, so you might be imagining how you woul

Early repayment charges Most lenders charge an early repayment fee, so it’s essential to know what yours would be. You might work out that, despite the charge, clearing your mortgage is still the ri