Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

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19 May, 2025

The cost of moving home in England has jumped 10.9% over the past year, according to new research fr
The average mover now faces a total bill of £51,826, with a 15% mortgage deposit costing £43,585, making up the largest share. However, changes to Stamp Duty relief thresholds have also driven costs

9 May, 2025

Around 11% of divorcees haven’t remove their ex-partner from their Will, risking their estate goin
L&G also says a tenth of divorcees have not updated who should receive their life insurance payout. Meanwhile, only a small number take out new cover after divorce, with 4% buying critical illness

6 May, 2025

Buying a home is now significantly cheaper than renting across most of Great Britain, according to r
The regional cost gap Mortgage payments are 24% lower than rents in the North East, the widest gap in the country. Other areas showing large savings for buyers include Glasgow (46% cheaper to buy), N