Mortgage Calculator

Mortgage Calculator

Calculate how much you can borrow in the UK with our simple mortgage calculator. Calculate your monthly mortgage repayments to work out how much you could afford to borrow when moving house, remortgaging, or buying your first home.

How much can I borrow? Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Enter your gross annual income (yearly income before tax)

Enter second applicant’s gross annual income (yearly income before tax)

How much deposit will I need? Calculator

Calculator based on minimum 5% deposit

Stamp Duty Calculator

To work out the maximum you could borrow, enter your income and the income of any joint applicant.

Your stamp duty as a first time buyer would be

Home 1 stamp duty would be

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21 January, 2025

Home insurance premiums are showing signs of stabilising after a period of significant increases, ac
Premium income for home and motor insurance has been rising sharply in recent years. In 2023 the growth rate was 8.8%, but in 2024 this slowed to an estimated 7.9% and is expected to keep easing in th

16 January, 2025

House prices are expected to stay on a positive trajectory over the course of 2025*.
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If you’re buying a home, home insurance is not the only protection you will need – you should al
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