Mortgage Protection

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Mortgage Protection

Protecting Your Mortgage

When was the last time you thought about how you or your family would pay your mortgage repayments if something happened to you,
your income, or your lifestyle changed dramatically?

Products such as Life Insurance, Income Protection and Critical Illness Cover can provide peace of mind that your
mortgage payments are covered should your circumstances drastically change.

As your Mortgage Adviser, it’s our job to ask the uncomfortable questions to ensure you’re prepared for all of life’s “what ifs”.

Types of Protection:

Life Insurance

A policy that pays off your mortgage in a one-off, tax-free lump sum if you or your partner pass away during the term.

Find out more…

Critical Illness Cover

A policy that pays off your mortgage with a one-off, tax-free lump sum if you are diagnosed with a critical illness during the term.

Find out more…

Income Protection

A policy that replaces up to 75% of your gross earnings in the form of regular, tax-free payments if illness or injury prevents you from working.

Find out more…

A short chat with one of our Protection Advisers can clarify how your mortgage payments could be covered should the unthinkable happen.
This conversation is free with no obligation to proceed; we will go over your options and empower you with clarity and confidence.

Having the right cover in place offers real peace of mind.

As with all insurance policies, conditions and exclusions will apply.


Arrange your protection review today:

19 May, 2025

The cost of moving home in England has jumped 10.9% over the past year, according to new research fr
The average mover now faces a total bill of £51,826, with a 15% mortgage deposit costing £43,585, making up the largest share. However, changes to Stamp Duty relief thresholds have also driven costs

9 May, 2025

Around 11% of divorcees haven’t remove their ex-partner from their Will, risking their estate goin
L&G also says a tenth of divorcees have not updated who should receive their life insurance payout. Meanwhile, only a small number take out new cover after divorce, with 4% buying critical illness

6 May, 2025

Buying a home is now significantly cheaper than renting across most of Great Britain, according to r
The regional cost gap Mortgage payments are 24% lower than rents in the North East, the widest gap in the country. Other areas showing large savings for buyers include Glasgow (46% cheaper to buy), N