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15 April, 2024

Only 2 in 10 UK homeowners have income protection (1), even though it’s likely to be needed at som
Don’t rely on savings or sick pay With income protection, you wouldn’t need to use savings if you were off work. Besides, 42% of working adults think their savings would only last them for up to

9 April, 2024

Getting onto the property ladder continues to be a challenge for younger generations, as 63% of firs
The cost of buying a home is significantly more expensive than a decade ago for the average FTB, who is 32 years old. For those purchasing their first home, deposits are an average of 67% higher than

4 April, 2024

Death rates are still higher than pre-pandemic¹ levels, yet 48% of adults aged 18-40 do not have li
  Research has found that, in Great Britain, a premature death can cost surviving family members an average of £195,475 over the course of ten years2. These estimates are based on the hypothetic

26 March, 2024

Some leading experts have suggested that the Bank of England (BoE) could be forced to bring forward
Chief economist at Oxford Economics, Andrew Goodwin has expectations that the Consumer Price Index (CPI) will average 2.1% in 2024 – much lower than the November forecast of  3.1%, adding “Inflat

19 March, 2024

We've joined the Own New Scheme as an 'approved broker'.
Empowering home buyers with innovative solutions In the ever-evolving landscape of the property market, the dream of owning a home remains a cornerstone of aspirations for individuals and families acr

18 March, 2024

After prospective and existing mortgage borrowers had a tough year in 2023, there looks to be good n
In 2023, the cost-of-living crisis squeezed household budgets. Higher interest rates put pressure on those looking to take on mortgages for the first time, remortgage, or switch deals. According to UK

11 March, 2024

Last November, home sellers were accepting offers that were an average of 5.5% less than the initial
Property portal Zoopla attributed these price cuts to higher mortgage rates which were deterring potential buyers. Sellers therefore lowered their prices to make homes more affordable, with 1 in 4¹ t

7 March, 2024

Have you managed to stick to your new year resolutions? Undertaking a protection and mortgage review
  We’re keeping our finger on the pulse The housing market has seen some turbulent times recently, but according to Real Estate Consultancy Knight Frank, house prices are set to rise by 3% in 2

6 February, 2024

It’s a constant bane for house sellers but it isn’t going away.
Gazundering is when a buyer reduces their offer at a late stage of negotiations to try to pressure the seller into accepting a lower offer. Searches for the term rose by 97% between January and Septem