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18 March, 2024

After prospective and existing mortgage borrowers had a tough year in 2023, there looks to be good n
In 2023, the cost-of-living crisis squeezed household budgets. Higher interest rates put pressure on those looking to take on mortgages for the first time, remortgage, or switch deals. According to UK

11 March, 2024

Last November, home sellers were accepting offers that were an average of 5.5% less than the initial
Property portal Zoopla attributed these price cuts to higher mortgage rates which were deterring potential buyers. Sellers therefore lowered their prices to make homes more affordable, with 1 in 4¹ t

7 March, 2024

Have you managed to stick to your new year resolutions? Undertaking a protection and mortgage review
  We’re keeping our finger on the pulse The housing market has seen some turbulent times recently, but according to Real Estate Consultancy Knight Frank, house prices are set to rise by 3% in 2

6 February, 2024

It’s a constant bane for house sellers but it isn’t going away.
Gazundering is when a buyer reduces their offer at a late stage of negotiations to try to pressure the seller into accepting a lower offer. Searches for the term rose by 97% between January and Septem

31 January, 2024

Research* has shown that online searches for the phrase ‘when will mortgage rates drop?’ surged
Hopes that rates have peaked heightened in September. After 14 consecutive meetings where rates were increased, good news came when the Bank of England’s Monetary Policy Committee voted to retain Ba

22 January, 2024

A recent survey* has found that, despite the pressures on the property market, nearly a third of buy
44% of those with hopes to buy are portfolio landlords who already own at least 11 properties. When asked about their motivation, just over a third said they were driven by the fall in UK house prices

18 January, 2024

It’s no secret that higher interest rates have caused mortgage repayments to increase significantl
Many favour equity release  These higher payments mean homeowners are more likely to turn to equity release in later life – especially if they also have a depleted pension pot. Lifetime mortgages a

15 January, 2024

On 22 November, Jeremy Hunt outlined 110 growth measures which he said would boost business investme
Kicking off his announcement with the latest economic projections from the Office for Budget Responsibility (OBR), inflation is predicted to reduce to 2.8% next year, before reaching the government’

8 January, 2024

It is no secret that the UK’s weather can be unpredictable and, at times, unpleasant. And with cli
Storms ahead  After three gales in February 2022, UK households made 170,000 insurance claims*, with insurance firms paying out £473m to support affected homes, highlighting the disruption that weat