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13 April, 2023

One in five workers would rely on their partner’s income or savings if they were unable to work, a
More than one in 10, meanwhile, would resort to taking on debt to cope, with one in four working adults having less than £1,000 in savings. Over a third of those with non-mortgage debts owe up to £5

6 April, 2023

Rising rates dominated the news around housing and mortgage markets throughout 2022, setting the ton
Up and down On 2 February, the Bank of England (BoE)’s Monetary Policy Committee (MPC) voted for a tenth consecutive increase to Bank Rate, taking the central rate to 4%. With inflation still close

3 February, 2023

Unpredictability was certainly a theme for UK housing in 2022, with political turbulence, Bank Rate
House prices to fall Foremost among these questions is – how far will house prices fall? Following three pandemic-influenced years of growth, prices are widely expected to go into reverse in 2023. T

29 December, 2022

After the Bank of England’s Monetary Policy Committee (MPC) voted to increase Bank Rate to 3% in e
Going up The rise of 0.75 percentage points, an eighth consecutive increase and the biggest since 1989, has a significant impact on borrowers. Future rate rises are still anticipated at the next MPC m

21 December, 2022

First Time Buyers (FTBs) face many external challenges when trying to get on the housing ladder. Hou
Give your score a boost If you’re a prospective buyer, there are several ways you can build up your credit history and improve your rating: Have a history! It might sound obvious but little or

25 November, 2022

Mortgages became headline news in October – and not a headline many people wanted to read. Despite
Rates rise The political turmoil recently initially sent interest rates soaring and left millions of mortgage holders with hundreds of pounds more to pay each month. Liz Truss’ brief stint as Prime

31 October, 2022

Annual house price growth softened in August but remained in double digits for the tenth successive
Modest slowdown In the past two years, the average house price has increased by almost £50,000. Indeed, the fact that 10% growth is considered a softening says a lot about the current market. Comment

17 October, 2022

The benefits of income protection have been showcased over the last three years during the turbulenc
Awareness Week Income Protection Awareness Week, originally scheduled to start on 19 September, was delayed until 17 October because of Her Majesty The Queen’s Funeral. When it belatedly takes place

11 October, 2022

After increasing the Bank Rate to 2.25% in September, the Bank of England (BoE) has since said it wi
Variable rates Changing rates have a significant impact on the amount you repay on your mortgage. Those on a tracker mortgage will see their rate increase (or decrease) directly in relation to the Ban