News and Blogs | MoneyQuest

10 March, 2025

UK mortgage rates in the spotlight as economic factors suggest rates could rise again.

Hopes that the Bank of England would significantly lower interest rates in 2025, leading to cheaper mortgages, now seem less likely, thanks to global bond market sell-offs and Labour’s Budget leadin

7 March, 2025

Have first-time buyers left it too late to pay lower Stamp Duty? It would appear so.

At present, first-time buyers pay no Stamp Duty when buying a home worth £425,000. However, from 1 April, Stamp Duty thresholds will return to pre-2022 levels, meaning the tax-free threshold for firs

5 March, 2025

The Office for National Statistics (ONS) reported UK house prices increased by an average of £10,00

In England the average house price increased by 3% year-on-year to £309,000. The highest regional increase was in Northern Ireland, where prices rose by 6.2% to £191,000. In Scotland, prices rose by

3 March, 2025

Demand for health insurance, income protection and life insurance will increase in 2025, according t

For income protection, 51% of advisers expect demand to grow, with 31% anticipating no change and 18% predicting a decline. Similar trends were evident for life insurance, with 44% of advisers expecti

27 February, 2025

UK cities saw big increases in property market activity in 2024, according to GetAgent. It reported

Sunderland led the way, with the number of homes finding a buyer up by 10% since the beginning of last year. Leicester had a 9% increase, with Liverpool (+8%), Newcastle (+7%) and Leeds (+6%) in the t

13 February, 2025

Life insurance is a vital safety net, yet misconceptions often prevent people from taking out protec

“It’s too expensive” Many believe life insurance is unaffordable, but policies are available for various budgets. Premiums can be surprisingly low, especially if you’re young and healthy. The

29 January, 2025

A study* has found that poor energy efficiency is costing households in England a total of £3.8bn i

Older generations are most affected, with 60% of over 65s living in energy-inefficient homes compared to 43% of 16 to 34-year-olds. This is partly due to a lack of awareness – over 65s are the least

23 January, 2025

Research* indicates that homebuying affordability has slightly improved in relation to income.

In the summer of 2022, the house price to earnings ratio reached a record high of 7.24. Since then, affordability has been slowly easing; in 2024, the average house price to earnings ratio went down t

21 January, 2025

Home insurance premiums are showing signs of stabilising after a period of significant increases, ac

Premium income for home and motor insurance has been rising sharply in recent years. In 2023 the growth rate was 8.8%, but in 2024 this slowed to an estimated 7.9% and is expected to keep easing in th

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