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5 November, 2024

The country’s first female Chancellor, Rachel Reeves, delivered Labour’s first budget for 14 yea
Second homes From 31 October, people buying a second home will need to pay an extra 2% of the entire property cost in Stamp Duty. The 3% rate, above standard residential rates, on properties up to £

28 October, 2024

Recent data has highlighted the negative impact of pricing your home too high.
It can be tempting to put your property up for a high price, with a view to reducing it further down the line. But the reality is, cutting the asking price of a property comes at a cost. Analysis of s

21 October, 2024

Child-free households are 60% less likely to have relevant protection in place*, research has found.
Child-free families are on the rise, with 4.1m households in the UK not having children in their family unit. This has financial benefits, as child-free households have about £12,000 more disposable

18 October, 2024

A study has found that prospective buyers would improve the energy efficiency of their property in o
Green mortgages are on the rise, encouraging borrowers to make their homes energy-efficient by rewarding them with cashback or better interest rates. However, over half (51%) of future buyers did not

16 October, 2024

Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, accordi
  Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigat

14 October, 2024

Demand for smaller homes has increased, indicating that the high cost of borrowing has prompted many
Annual property price growth hit 1.9% in February1 – a significant improvement on -4.1% which was recorded last October. Smaller properties were a key driver of this uptick, with annual growth for f

11 October, 2024

Market experts have predicted that mortgage rates of 4.5% will be the ‘new normal’ in the UK.
In August 2023, Bank Rate reached a 16-year high of 5.25%, causing the cost of borrowing to increase. Many hoped this was a one-off spike, but the CEO of Lloyds Banking Group has suggested that this m

7 October, 2024

A recent survey has found that 28% of young adults with a mortgage do not have life cover*.
It is estimated that there are 1.7 million homeowners in the UK who risk leaving their loved ones unprotected in the event of their death. When asked why they do not have life insurance, 23% said they

23 September, 2024

The number of people taking out protection policies continued to decline last year according to rese
In 2023, purchases of new long-term individual protection policies decreased by 5.5% – this includes term life insurance, whole of life cover, critical illness and income protection. The term life i
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