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5 July, 2023

Fewer than half of households have enough life cover to protect their family, according to new resea
While 44% of households have enough life cover to protect their family, the figures for those aged 30 to 34 (30%) and those aged 35 to 39 (34%) are considerably lower. Moreover, only 35% of households

20 June, 2023

As we head into summer, the weather is certainly starting to hot up. Will the housing and mortgage m
On the one hand, the total number of residential mortgage products has risen above 5,000 for the first time since May 20221, a sign that certainty is much stronger in the mortgage market than it was i

31 May, 2023

The stereotypical picture of applicants for a joint mortgage is a married couple or civil partnershi
Teamwork A joint mortgage is the most popular way for first-time buyers to fund their first home purchase, with more than six in ten opting for one1. While many of these will be couples, a growing nu

19 May, 2023

Property experts are calling on the government to support SME builders and boost housing delivery after its Help to Buy (HTB) scheme ended on 31 March, having granted over 375,500 interest-free equity

10 May, 2023

Getting life insurance for the first time can seem daunting. Having to think about something as sign
Help when it’s needed For some, especially young people, taking out life insurance might not be something you have ever thought about seriously. Life insurance is a crucial safety net designed to pr

13 April, 2023

One in five workers would rely on their partner’s income or savings if they were unable to work, a
More than one in 10, meanwhile, would resort to taking on debt to cope, with one in four working adults having less than £1,000 in savings. Over a third of those with non-mortgage debts owe up to £5

6 April, 2023

Rising rates dominated the news around housing and mortgage markets throughout 2022, setting the ton
Up and down On 2 February, the Bank of England (BoE)’s Monetary Policy Committee (MPC) voted for a tenth consecutive increase to Bank Rate, taking the central rate to 4%. With inflation still close

3 February, 2023

Unpredictability was certainly a theme for UK housing in 2022, with political turbulence, Bank Rate
House prices to fall Foremost among these questions is – how far will house prices fall? Following three pandemic-influenced years of growth, prices are widely expected to go into reverse in 2023. T

29 December, 2022

After the Bank of England’s Monetary Policy Committee (MPC) voted to increase Bank Rate to 3% in e
Going up The rise of 0.75 percentage points, an eighth consecutive increase and the biggest since 1989, has a significant impact on borrowers. Future rate rises are still anticipated at the next MPC m