News and Blogs | MoneyQuest

13 February, 2025

Life insurance is a vital safety net, yet misconceptions often prevent people from taking out protec

“It’s too expensive” Many believe life insurance is unaffordable, but policies are available for various budgets. Premiums can be surprisingly low, especially if you’re young and healthy. The

29 January, 2025

A study* has found that poor energy efficiency is costing households in England a total of £3.8bn i

Older generations are most affected, with 60% of over 65s living in energy-inefficient homes compared to 43% of 16 to 34-year-olds. This is partly due to a lack of awareness – over 65s are the least

23 January, 2025

Research* indicates that homebuying affordability has slightly improved in relation to income.

In the summer of 2022, the house price to earnings ratio reached a record high of 7.24. Since then, affordability has been slowly easing; in 2024, the average house price to earnings ratio went down t

21 January, 2025

Home insurance premiums are showing signs of stabilising after a period of significant increases, ac

Premium income for home and motor insurance has been rising sharply in recent years. In 2023 the growth rate was 8.8%, but in 2024 this slowed to an estimated 7.9% and is expected to keep easing in th

16 January, 2025

House prices are expected to stay on a positive trajectory over the course of 2025*.

House prices returned to growth in 2024, with prices increasing by 1.5% in the 12 months to October – an improvement on -1.2% the year before. The average UK house price is £267,000 and is expected

6 January, 2025

If you’re buying a home, home insurance is not the only protection you will need – you should al

Income protection If you are unable to work due to illness or injury, income protection insurance provides a replacement income. This is typically 50% – 65% of your earnings rather than the full

2 January, 2025

Don’t risk invalidating your home insurance – here are some mistakes to avoid.

Leaving your home vacant for too long Most insurers require you to inform them if your home will be unoccupied for more than 30 days. Failure to declare business activities If you work from hom

31 December, 2024

Almost half (49%) of prospective buyers are looking for a ‘freshen-upper’ property, according to

A ‘freshen-upper’ – a home that only requires small scale improvements – was found to be the most desirable property type. Meanwhile, a move-in ready property is popular among 22% of home move

23 December, 2024

Recent data* has revealed that, in August, mortgage approvals hit the highest level in two years.

An increase in net approvals Net mortgage approvals rose for the third consecutive month in August, reaching 64,900 – the highest since August 2022 which saw 72,000 approvals. This uptick will be p

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