News and Blogs | MoneyQuest

21 January, 2025

Home insurance premiums are showing signs of stabilising after a period of significant increases, ac

Premium income for home and motor insurance has been rising sharply in recent years. In 2023 the growth rate was 8.8%, but in 2024 this slowed to an estimated 7.9% and is expected to keep easing in th

16 January, 2025

House prices are expected to stay on a positive trajectory over the course of 2025*.

House prices returned to growth in 2024, with prices increasing by 1.5% in the 12 months to October – an improvement on -1.2% the year before. The average UK house price is £267,000 and is expected

6 January, 2025

If you’re buying a home, home insurance is not the only protection you will need – you should al

Income protection If you are unable to work due to illness or injury, income protection insurance provides a replacement income. This is typically 50% – 65% of your earnings rather than the full

2 January, 2025

Don’t risk invalidating your home insurance – here are some mistakes to avoid.

Leaving your home vacant for too long Most insurers require you to inform them if your home will be unoccupied for more than 30 days. Failure to declare business activities If you work from hom

31 December, 2024

Almost half (49%) of prospective buyers are looking for a ‘freshen-upper’ property, according to

A ‘freshen-upper’ – a home that only requires small scale improvements – was found to be the most desirable property type. Meanwhile, a move-in ready property is popular among 22% of home move

23 December, 2024

Recent data* has revealed that, in August, mortgage approvals hit the highest level in two years.

An increase in net approvals Net mortgage approvals rose for the third consecutive month in August, reaching 64,900 – the highest since August 2022 which saw 72,000 approvals. This uptick will be p

18 December, 2024

Life insurance is essential protection, so it’s important that you get the most suitable cover for

Don’t delay – get it now Premiums are calculated based on a range of factors, including your age, general health, and smoking habits. So, the younger you are, the cheaper your premiums are lik

16 December, 2024

Property experts predict a surge in transactions early in 2025 ahead of Stamp Duty changes in April.

In the 2022 mini-budget Stamp Duty thresholds were increased, so in the last two years homebuyers have paid a reduced amount of tax. However, in the Autumn Budget 2024, Chancellor Rachel Reeves confir

11 December, 2024

A concerning report has revealed that three in 10 young homeowners are going without life insurance*

An estimated 1.7 million mortgage holders aged 18-40 have not safeguarded their family’s financial future. If they were to die, their loved ones could be left to cover the cost of the mortgage thems

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