News and Blogs | MoneyQuest

18 November, 2024

Recent data has highlighted the effectiveness of the government’s mortgage guarantee scheme*.

In April 2021, the Conservative government launched its mortgage guarantee scheme ‘to support a new generation in realising the dream of home ownership’ 2. Between 2021-2023, over 1.13 million mor

14 November, 2024

In Q2 of this year, property insurance payouts reached the highest figure since records began in 201

Homeowners and businesses are continuing to reap the benefits of having protection, as insurance companies paid out £1.4bn in claims between April-June 2024 – a 5% quarterly increase. The average h

11 November, 2024

Being mortgage-free is an aspiration held by many homeowners, so you might be imagining how you woul

Early repayment charges Most lenders charge an early repayment fee, so it’s essential to know what yours would be. You might work out that, despite the charge, clearing your mortgage is still the ri

5 November, 2024

The country’s first female Chancellor, Rachel Reeves, delivered Labour’s first budget for 14 yea

Second homes From 31 October, people buying a second home will need to pay an extra 2% of the entire property cost in Stamp Duty. The 3% rate, above standard residential rates, on properties up to £

28 October, 2024

Recent data has highlighted the negative impact of pricing your home too high.

It can be tempting to put your property up for a high price, with a view to reducing it further down the line. But the reality is, cutting the asking price of a property comes at a cost. Analysis of s

21 October, 2024

Child-free households are 60% less likely to have relevant protection in place*, research has found.

Child-free families are on the rise, with 4.1m households in the UK not having children in their family unit. This has financial benefits, as child-free households have about £12,000 more disposable

18 October, 2024

A study has found that prospective buyers would improve the energy efficiency of their property in o

Green mortgages are on the rise, encouraging borrowers to make their homes energy-efficient by rewarding them with cashback or better interest rates. However, over half (51%) of future buyers did not

16 October, 2024

Nearly two-thirds of UK consumers could have accidentally invalidated their home insurance*, accordi

Many people with home insurance said they have gone against common policy terms in the past. 11% have left their home unsecured, even though they are required to take reasonable measures to mitigat

14 October, 2024

Demand for smaller homes has increased, indicating that the high cost of borrowing has prompted many

Annual property price growth hit 1.9% in February1 – a significant improvement on -4.1% which was recorded last October. Smaller properties were a key driver of this uptick, with annual growth for f

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